Insurance and Billing

The Surgical Center of Morehead City accepts most major insurances. As a courtesy to you, we will bill your insurance carrier for you; however, we cannot tell you what your policy will cover. Since your insurance policy and coverage is between you and your carrier, we urge you to contact them prior to your procedure. You will be responsible for any co-pays and/or deductibles. We accept cash, check or credit card. You will receive an easy to understand, all-inclusive bill for the services provided at the Surgical Center of Morehead City. You can also expect a bill from your surgeon and anesthesiologist.

We accept the following insurances:

  • Medicare
  • Medicaid
  • BCBS
  • AETNA
  • CIGNA
  • CARTERET CRAVEN ELECTRIC
  • TRICARE
  • CHAMPVA
  • VA

We are continually working with carriers to become in-network, please check with the facility prior to appointment.

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
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Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
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Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.
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